Charles Ferdinand Penzel (1840–1906)

Charles Ferdinand Penzel emigrated from Austria to Little Rock (Pulaski County) in 1857 and, after the Civil War, became a leading merchant, pioneering banker, and prolific investor who rose to the first rank of capitalists in the city. He was also active, often as an officer, in numerous city economic development, religious, civic, and charitable organizations. At the time of his death, he was perhaps the richest German American in Arkansas.

Born on October 8, 1840, to Johann Christof Penzel and Maria Elizabeth Penzel, Charles Penzel was one of twenty-eight emigrants from Asch, a Bohemian city of about 9,000 and a district of about 20,000 people, who settled in Pulaski County between 1848 and 1857. When he arrived in Pulaski County, his parents and older sister, Anna Katharina, were living on farms near Granite Mountain. His sister had emigrated in 1850 with her soon-to-be husband Christopher Reichardt, who also was from Asch.

Before the Civil War, Penzel lived with the large family of Henry and Catherine Fisher, both of whom had emigrated from Germany in the 1830s, and he worked for Fisher as a carpenter. When the war began, he joined the Confederate army, volunteering for Company A, Sixth Arkansas Volunteer Infantry, the city’s former Capital Guards. Wounded slightly at Shiloh, Tennessee, in April 1862, he nearly lost his life on September 20, 1863, at the Battle of Chickamauga when he was shot through the mouth. Captured, he was sent first to a hospital then to a prisoner-of-war camp in Rock Island, Illinois.

In July 1865, the war over, Penzel returned to Little Rock and worked as a bookkeeper for the Kramer and Miller Family Grocery Store and Bakery. The store owners, Frederick Kramer and Charles Miller, were German immigrants and brothers-in-law: Kramer was married to Adelina Reichardt and Miller to Fredericka Reichardt. These women, from Asch, were the sisters of Christopher Reichardt, the husband of Penzel’s sister.

The grocery store had opened in November 1863 after Union troops began occupying Little Rock, and it flourished. In early 1868, it moved from Main Street to a newly constructed three-story building at the corner of Markham and Commerce streets, near the city’s ferry landing. As the move took place, Penzel became a partner in the firm.

Kramer sold his share of the grocery store in 1872, and its name was changed to Miller and Penzel. On August 28, 1875, Miller died suddenly. Penzel continued to operate the store, but in December 1876—before Miller’s estate was settled—the building and most of the store’s merchandise were destroyed in a fire. Penzel quickly resumed selling groceries in a nearby temporary location. In August 1877, he reopened the store in a new building at the old location, and a few months later he bought Miller’s share from his estate and changed its name to Charles F. Penzel & Co.

After Miller’s death, Penzel had hired George Reichardt, also an emigrant from Asch and the brother of Fredericka Miller and Adelina Kramer, to help manage the store. When the business was incorporated in 1882, Reichardt was appointed its secretary and treasurer, and the store’s name became the Charles F. Penzel Co. Reichardt remained an officer of the firm during most of the years that followed and was its president after Penzel’s death. In 1922, the store was sold to the American Wholesale Grocery Co.

In addition to the wholesale grocery business, Penzel developed a multitude of other business interests. In 1870, he invested in the city’s first building and loan association, and for the rest of his life invested in, and served as a director of, such financial associations. In 1874, he helped create the German Savings Bank, only the second incorporated bank in the city, and served as the bank’s first president, holding that office until 1883. Under his leadership, the bank became one of the city’s most trusted and successful financial institutions.

Penzel was appointed president of Exchange National Bank in 1885, a position he held until February 1888. The next year, he became president of Guaranty Trust Company, a small savings bank making real estate loans. In 1893, he again became president of Exchange National Bank, a position he held until 1903. A year later, he was elected president of the Arkansas Bankers Association.

In the early 1880s, Penzel started a manufacturing company that milled flour and another that built barrels. He also co-founded the Little Rock Street Railway Company to operate a streetcar line. He was a director, and often an officer, of companies engaged in diverse businesses, including insurance, railroads, streetcars, utilities (gas, gas lights, electricity, and electric lights), and river shipping. Also, he dealt in cotton and lumber (he was president of the Arkansas Lumbermen’s Association in the 1880s) and invested in mines, bridges, rural land, and Little Rock real estate, becoming co-owner of a large subdivision that opened in 1889.

From the start of his career, Penzel promoted local businesses. He joined the city chamber of commerce at its creation in the late 1860s and in 1880 led an effort to revitalize it. In the 1890s and early 1900s, he was a local Board of Trade officer. Also, he was among the businessmen who created a Cotton Exchange and undertook other initiatives to improve Little Rock’s cotton trade. Further, Penzel spoke out for merchants, pressing the city government to operate more efficiently, demanding that federal regulators enact fairer tariffs and railroad shipping rates, and weighing in on other important public policy issues. In addition, Penzel supported, and often led, efforts to create tax districts to upgrade local streets, drainage, and bridges and to build new water and sewer systems.

Penzel married Rosa A. Eisenmayer in Illinois, the daughter of German immigrants, on January 1, 1873. They had three daughters: Hedwig, Hildegard, and Marcella.

Outside of the business world, Penzel played a leading role in Little Rock’s German Lutheran Church and its construction of a grand house of worship. In 1868, soon after the church came into existence, he was elected its first secretary. When the Lutherans constructed a new church building, opened in 1888, he was cited as one of several people who had contributed the most to its completion. Although he was a member of the church until his death, in his later years he attended a Presbyterian Church.

Among Penzel’s many charitable activities, he and his wife led efforts to acquire and operate a home for Little Rock’s orphans. He was on the board of directors of many organizations assisting the poor, such as the Relief Association, the Children’s Aid Society, and the Old Ladies Home. Also, Penzel helped found the city’s humane society and was its president for several years. In addition, he was an officer of state and local Confederate veterans’ groups. However, Penzel joined no secret societies, such as the Masons, that were then popular with businessmen.

Penzel had an interest in local politics but rarely engaged in party affairs. He became a United States citizen on August 3, 1866, and registered to vote in 1867. The Democratic Party nominated him seven times to serve as a justice of peace on the Pulaski County Court, and he was elected each time.

The Penzel family often entertained Little Rock’s social elite at lavish parties held in its home. In his private life, Penzel was a cultured, disciplined, and sober man who enjoyed writing poetry and traveling. A colleague noted that although he was “decidedly forceful in all business,” he was “a quiet, modest man.”

Penzel died on February 16, 1906, and is buried at Mount Holly Cemetery in a large marble mausoleum designed by architects George R. Mann and Aloysius Downey. Among his descendants is great-grandson Charles Penzel Wright Jr., who in 1998 won the Pulitzer Prize for poetry and was the United States’ poet laureate in 2014–2015.

For additional information:
“Charles F. Penzel Died Suddenly.” Arkansas Gazette, February 17, 1906, p. 1.

Charles F. Penzel Papers. Arkansas State Archives, Little Rock, Arkansas.

“Chas. F. Penzel Passed Away” Arkansas Democrat, February 17, 1906, p. 1.

“Necrological.” Arkansas Democrat, February 18, 1906, p. 2.

Penzel Family Collection, BC.MSS.11.01. CALS Butler Center for Arkansas Studies. Central Arkansas Library System, Little Rock, Arkansas. Finding aid online at (accessed January 3, 2022).

Dan Durning
Birch Bay, Washington


    I read Arkansas articles over the years about Charles Ferdinand Penzel and Adam C. Penzel’s (1859) emigration to Little Rock, Arkansas, from Asch, Bohemia, where they were minor nobility. These articles were of importance to me, as Adam C. Penzel is my great-grandfather. His wife was Charlotte Berbig. I have butcher pails and pictures and cranberry glass with their names proudly written on them as they visited Hot Springs, Arkansas, in 1892.

    While doing my ancestry research, even though it was difficult, I found my matches on every line except the Penzel/Berbig lines. I’ve spent about five years off and on researching. And this past week the truth was revealed. “Adam C. Penzel” is actually a “Felker” from Arkansas. His siblings lived predominately in Hot Springs (imagine that!). His wife, my great-grandmother, known as Charlotte Berbig, is actually a “Crawford” with ancestry in Arkansas to Kentucky and Tennessee.

    I always assumed that, since the two Penzels (Adam and Charles Ferdinand) arrived in Little Rock around the same time, they must be related. I notice no one on the ancestry website has any further information regarding Charles Ferdinand Penzel’s lineage beyond speculation. I would strongly argue that Charles Ferdinand Penzel is likely not a “Penzel” at all.

    Here’s what I do know. They both have fabulous monuments in Roselawn Cemetery. My great-grandfather named his son “Charles” after Charles Ferdinand. My great-grandfather actually applied for a visa under the false name of “Adam C. Penzel”. My uncle was named Adam after Adam Penzel. He died in the war. I am named Adam. My son’s middle name is Adam. My grandson’s middle name is Adam. How sad we carry the name “Adam” when from the DNA proof, my great-grandfather was “Peter Felker,” or a sibling from that family. Peter is the only sibling from that family who drops off the radar and has no further information. But on one of “Adam Penzel’s” census entries in Arkansas, I noticed a nephew named “Ball” who was living with the Adam Penzel family. I researched “Ball” to Hot Springs. I was excited that I might be able to find Adam Penzel from Asch, Bohemia, through his nephew. But alas, his nephew turned out to be a son of Missouri Nile (Felker) Ball – Peter’s sister. All from around Hot Springs.

    This whole experience has been disheartening, sad, and confusing. I’m not sure I’ll ever know why these alias were created. The end result was sad as well. “Adam’s” daughter, Anne Penzel, married Albert DeMers and had my mother, Rosalie DeMers. Poor Anne died in a sanitorium, when Rosalie was eight, from tuberculosis. Their son, Charles Penzel, my uncle, was a troubled and unhappy man. Fortunately, as far as I can tell, he didn’t seem to have any sons to carry on the fake “Penzel” name. Rosalie lived to her ’70s an unhappy woman who was either at church or was drinking. What a tragic story.

    I am happy and well adjusted and love my life and family. We live real, hard working and honest lives. We may not have built monuments to ourselves or been publicly involved in politics, but we don’t live a lie. So many people adore and embrace and “covet” a life that looks so enviable as the “Penzels” created in Arkansas. What a travesty. I’ll take an honest day any day.

    I hope this information will lead others who are researching their ancestry with this group into a right direction. Maybe my ancestor “Adam C. Penzel” and his wife “Charlotte Berbig” were the only farces. I highly doubt it.

    Adam King AR